Frequently Asked Questions
What does Habitat for Humanity of Wood County do?
Habitat for Humanity of Wood County builds decent and affordable homes as well as repairs homes for lower income families, couples and individuals in Wood County. All applicants must be income eligible and meet selection criteria. We are currently building 2-3 homes per year and completing 3-4 home repair projects per year.
How can I get involved?
Habitat is primarily funded by donations from organizations and individuals, and our work can only be accomplished through the support of a large team of volunteers. We are always in need of individuals willing to pitch in to help a neighbor in need or to give a donation to fund our mission. Visit our "How To Help" section to find out ways to donate or volunteer.
If I were to donate funds, how is my money used?
All cash donations are used where they are needed most, between operations and program expenses unless restricted towards a specific project or program. Current Administrative costs total $148,000 and are supported by Habitat mortgage income and unrestricted funds. Costs for construction and home repair projects are supported through corporate sponsorships, grants and other unrestricted funding.
Are Habitat houses free?
No. Each future homeowner is expected to complete 250 hours of sweat equity, including helping to build their own homes, attend educational workshops, help the affiliate with events and fundraisers, etc. Habitat homeowners purchase their homes through a 0% interest mortgage provided by Habitat or through a low-interest mortgage subsidized by a loan from the US Department of Agriculture (USDA).
How are homeowners selected?
Families, couples or individuals in need of decent shelter must apply to the Homeownership program. The Homeowner Selection Committee assesses each applicant’s level of need, their willingness to become partners in the program and their ability to repay a mortgage loan. Habitat adheres to the Federal Equal Credit Opportunity Act which prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age; because the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. If you are interested in applying, please visit our "Homeownership" page for more information.
Can I volunteer even if I can’t build?
Yes. Habitat needs volunteers to work on many tasks, including working on a committee tasked with running special events, selecting families, supporting families, providing coffees and lunches at the construction site or working in the office by preparing mailings and other specific projects. Call our office for more information at 419-481-8100.