Before you apply!
Ability to Pay:
An applicant's financial information will be analyzed to determine the applicant qualifies for a Habitat home mortgage.
What is your estimated monthly household income?
Willingness to Partner:
We do our best to match the area you wish to live in with what we have available, but we cannot guarantee a match. Please indicate your top three cities or villages in Wood County in which you would be willing to purchase a Habitat home; Wayne, Grand Rapids, Rossford, and Weston.
Highest Level of Education:
Please provide the following information for all the people who will be living in the home including you and co-applicant (if applicable).
Please list all sources of income received on a monthly basis and send in required proof of income. We cannot review your application without these documents. Monthly income includes jobs, social security, disability, food stamps, and child support (if reliable).
THE FOLLOWING DOCUMENTS WILL NEED TO BE SUBMITTED ONLINE, MAILED, OR DELIVERED TO THE OFFICE:
1.) Last 2 years of 1040 Federal Income Tax Returns or a 4506T IRS form
2.) Last 8 weeks of pay stubs
3.) Social security statements, proof of food stamps, child support or any other household income.
Mail:
PO Box 235
Bowling Green, Ohio 43402
Deliver to our office:
326 Industrial Parkway Unit 1
CREDIT REPORT AND BACKGROUND VERIFICATION AUTHORIZATION FORM
Please review and check box below.
I hereby authorize and instruct Habitat for Humanity of Wood County Ohio (“HFHWC”) to obtain and review my credit report and a background verification. My credit report and background verification will be obtained from consumer reporting agencies chosen by HFHWC. Note: HFHWC does not look at or consider an applicant’s credit score. I understand and agree that HFHWC intends to use the credit report for the purpose of evaluating my financial readiness to purchase a home. I further understand and agree that HFHWC intends to use the background verification for the purpose of evaluating my character and willingness to partner with HFHWC.
I understand that I may revoke my consent to these disclosures by notifying HFHWC in writing. You have the right to request that we make complete and accurate disclosure of the nature and scope of the information requested. Such disclosure will be made to you within five (5) days of the date on which we receive a written request from you or within five (5) days of the time the report was first requested, whichever is later. The Fair Credit Reporting Act gives you specific rights in dealing with consumer reporting agencies.